What is passion, where does it come from and why do most of us have one or more in our lives? I had one that started at an early age, as I think is the case for most of us. When my sister was a little girl, it was the majesty and beauty of horses; She became a rider. For a childhood friend, it was taking things apart and putting them back together; he became a mechanical engineer. Ken used to scribble houses and geometric structures in his exercise book; he became an architect. Me? I had an early boat memory that turned into zeal. bootsführerschein online The passion accompanies me to this day and is as fresh and clear in my memory as if it had happened a few moments ago.
In my vivid memory, Dad had rowed me a hundred yards offshore onto Great Sacandaga Lake in the Adirondacks Mountains of New York in a fourteen-foot wooden rowboat, a gray-painted battleship with red gunwales. The anchor was concrete hardened in a rusty paint can. Once we were out of sight of the family and the “beachers” on shore, he had a wannabe anchor thrown over the side and sat in the helm seat to show me how to thread a worm onto a hook to catch any fish catch down waiting for a drop meal. I didn’t like watching the worm squirm and squirm as it ran the hook over the defenseless victim. I must have turned away several times with a pained expression on my face as my dad laughed, knowing that’s how he must have looked at his dad when he first had to endure the lesson that… sometimes life is disgusting, a prize-winning fish catch.
When the worm had become soft, lifeless and pale, we returned to shore fishless to the crowds on the beach. As we docked the boat, children ran to help us and called out in anticipation, “Did you catch something?” They wanted to see fish.
To be honest I was glad we didn’t catch anything because I wasn’t willing to endure new fishing elementary school lessons that I would later learn as they included things like ripping an embedded fishhook out of a swim bladder Pike and the Removing the head of a live fish, gills rippling next to a severed body, giving me a bad case from Willies. With time and experience I grew into a snake and snail boy and eventually a fisherman, but in the process I realized that I wasn’t that interested in fishing anyway, I was interested in the boat!
Later, when I was a bit older, Dad got serious and bought a 3hp outboard motor to broaden our fishing horizons. I was excited. I couldn’t wait for him to clamp it down, hit the gas and take us for a spin. After testing all the functions, he had me come aft from the helm seat to “drive the boat”. Wow, I was the one propelling the boat through the water, moving us through the ½ foot chop with ease, splashing water port and starboard as the bow hit the back of each wave, a bubbling, churning vortex behind us whirled up and created a white boat wave, which I would later learn is called a wake. I was in control of a moving ship with my father, an experienced sailor on the WWII picket patrol. The roar of the small outboard motor at all throttle settings sounded to me like the latest fifty horsepower engines, the most powerful of the day. I felt arrived. I was hooked and hooked like so many fish I had caught.
As summer rolled into the off-season, I asked for whatever boating fodder I could scavenge in the form of boating literature and the latest catalogs and manuals. When I was ten I even wanted to build a wooden boat myself; They were cheaper but still not in my budget until I was much older. I dreamed of boats, I longed for them, probably even more because they were beyond my reach. They never lost their appeal and I’m sure they won’t until I get out of my mind and find glamor in a wheelchair. I hope it floats.
So you’re wondering what’s so special about boating, it doesn’t excite me! Who cares? Well I understand how you feel, I don’t understand your passion either. All I know is that this early memory was indelibly burned into my cerebrum and its impact was far-reaching. I bet yours has it too.
Upon reflection, as I contemplate the power of passion, I see how consuming it can become through neglect of other life demands; it needs to be tamed, sanded and leveled. But you don’t have to understand it to know that life is so much richer for having had it, not only for the joy it brings in pursuing and engaging in it, but also in the way how you can share it in a special way cannot understand but appreciate it. For me, my spark was an early boating memory and it sparked a passion. do you have a match
Questions about boat insurance
Summer is upon us and millions of Americans will be cruising the nation’s waterways in boats. Before descending ramps on lakes, rivers, and coastal communities, however, boaters should be aware of another issue that differs from seals, fuel systems, GPS devices, living wells, fishing tackle, and engines. That would be insurance. There’s boat insurance and then there’s even better boat insurance.
The Boat Owners Association of America lists five questions boaters must ask before purchasing an insurance policy. Ensuring a policy covers these basic issues could save a boat owner thousands of dollars and a lot of worry. The answers could also reveal whether or not a current policy has much merit.
The first question to ask a boat insurance agent is: will their company pay for the salvage costs, or does the policy put that burden on the policyholder’s shoulders? Most people buy insurance to cover big things like the total loss of a car or home due to an accident or natural disaster. Nothing could be more important these days when tornadoes are flying through the South like pinball.
When it comes to boats, the most common catastrophic insurance claims involve sinking or devastating storms such as hurricanes or tornadoes. You can wreck, sink, or raise a boat to the next county and leave it in small pieces. In each of these cases, a policy’s “salvage” coverage should pay to lift the boat off the bottom of a body of water or a neighbor’s property. An effective policy should have separate and full salvage coverage up to the policy limits for the cost of removing the boat, not less than or limited to a percentage of its hull value (the portion of the policy that compensates for the actual loss of the boat). Boat).
A less than adequate policy could compensate for the loss of the boat but make a boat owner pay some salvage fees out of their own pocket. Another question to ask an insurance agent is how much help their company will provide when a claim is made.
In other words, insurance companies have two schools of thought when it comes to claims processing. One is a hands-off approach, where the applicant does all the work. In the event of a major loss, some form of insurance could make the boat owner responsible for finding a salvage company, crane company, or barge and haulage company. The policy would then reimburse the policyholder for the expenses submitted.
On the other hand, a hands-on company – usually a specialist marine insurer – has access to these services and knows how to negotiate prices, hire and pay contractors, and arrange and guarantee repairs. A third question to ask is, does boat insurance include consequential damage coverage? In the boat insurance universe, catastrophic losses such as fire, explosion, sinking, mast failure, collision and stranding are classified as a consequence. For example, if a boat sinks because its hull fittings have rusted and broken off, this is a result of the hull being breached. Good boat insurance policies include consequential loss clauses that cover such specific disasters. Put more simply, if consequential damage is not covered by a policy, then costs resulting from a loss or fire due to established wear and tear can be completely eliminated.
A fourth question concerns how much commitment a boat owner needs to take after an incident has happened. A good insurance policy provides an immediate response to emergency claims that can step in with the resources needed to prevent further damage.
In the case of boat owners living in a hurricane-prone area like the sportbootführerschein see North Carolina coast, the policy should share the cost of a salvage to get a boat up high or pay a captain to take it to a safe location .
The final question to consider is what an insurance company will do over time for a boat owner who has no claims and makes regular premium payments. A good insurance policy should give such an owner credit for having no claims and offer a decreasing deductible for each year that the boat owner has no claims. A boat owner who is not satisfied with their agent’s answers to these questions should start looking for a better policy.